Everyone gets sick, so it is important to be prepared by having an insurance plan. As a result of the Affordable Care Act (Obamacare), you can stay on your parent's insurance plan until age 26. Once you are old enough to get your own health insurance you can either get it through your employer, buy it on your own (from a private company or from a government option), or get Medicare or Medicaid. There are some problems with insurance. They can limit who they offer coverage to, denying pre-existing conditions and high-risk patients. They can also limit the amount they will pay each year. People with cancers and expensive treatment get to the limit easily. That makes the only option to stop treatment to be able to pay back debt. This is why it is important to find the right health insurance, because in the long run a good health insurance will help with affording treatments that would be impossible for someone to pay for themselves.
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